1. About these Terms
Blonix Circle is operated by Blonix Technologies Limited (company registration no. 78845345), Rm A, 6/F, Cheong Wah Commercial Building, 900–904 Canton Road, Mong Kok, Kowloon, Hong Kong (“Blonix Circle”, “we”, “us”). Blonix Circle is a product of blonix.io.
The Blonix Circle Visa Platinum card is issued by XFERS PTE. LTD. (Singapore, company registration no. 201411660R) pursuant to a license from Visa. Your use of the card itself is also governed by the Cardholder Agreement. How we handle personal data is explained in our Privacy Policy.
If anything in these Terms conflicts with the Cardholder Agreement on the use of the card, the Cardholder Agreement applies.
2. Who can use Blonix Circle
- You must be at least 18 years old and able to enter into a binding contract.
- Blonix Circle is offered internationally. It is currently available in Hong Kong, Malaysia, Singapore, the Philippines, Indonesia (including Bali), the UAE, Saudi Arabia, Norway, all EU countries, Russia, Japan, South Korea, China, the US, Australia, Canada, the UK, Switzerland, India, Bangladesh, Nepal and Thailand, and physical cards can be delivered to 180+ countries. Availability depends on our partners’ policies and local laws, some countries or services may be restricted, and it can change.
- You must not be subject to sanctions, or acting for someone who is.
- You may hold only the accounts we allow, and only for yourself unless we approve otherwise.
3. Your account and identity verification
To get a card you must create an account and pass identity verification (“KYC”). All you need is a valid passport. Your passport details are checked by us, the card issuer or our verification provider, as described in the Privacy Policy.
You agree to give accurate information, keep it up to date and keep your login details, PIN and devices secure. Tell us immediately if you think your account or card has been compromised. We may refuse, limit or close an account if we cannot verify your identity.
4. Cards, pricing and delivery
- Virtual card: a one-time fee of US$10. “Lifetime” means there is no recurring fee for the virtual card for as long as your account and the card program remain active; it does not guarantee the card program will run forever.
- Physical card: a one-time fee of US$100.
- Custom design card: a one-time fee of US$199. Custom designs are subject to our design guidelines; we may refuse designs that are unlawful, offensive or infringe someone else’s rights.
- Delivery: we aim to deliver physical cards within 72 hours of dispatch to supported locations. Delivery times are estimates, not guarantees, and can be affected by customs, carriers, address accuracy and local conditions.
- Other fees: any other fees (for example foreign-currency, ATM or card replacement fees) are shown in the app before they apply and in the Cardholder Agreement. ATM operators, merchants and other banks may charge their own fees, which we do not control.
Card fees are non-refundable once the card has been issued.
5. Stockist and partner program
Approved stockists may buy physical cards in bulk at the prices shown on our website (for example 13 cards for US$1,000, 27 for US$2,000, 60 for US$4,000 or 130 for US$8,000). These prices can change for future orders.
- Every person who uses a card must complete identity verification in their own name. Stockists must not activate, use or hold cards on behalf of other people.
- Stockists must describe Blonix Circle accurately and must not promise returns or earnings.
- We may suspend or end a stockist relationship, or refuse an order, if these rules are broken or if required by our partners.
6. Earn credit program
You may receive account credit for sharing a genuine video of a payment made with your own Blonix Circle card, if you follow these rules:
- Post the video publicly on at least three of: X (Twitter), Instagram, Snapchat, Facebook, LinkedIn or YouTube, tag Blonix Circle and include the hashtags #blonixCircle #blonix #cryptocard.
- Submit the links in your Blonix Circle account. Posts must stay public until we have verified them.
- Never show your full card number, expiry date, security code (CVV) or PIN in any video or photo. We will reject posts that do.
- After successful verification we will add US$5 for a verified virtual-card payment video or US$20 for a verified physical-card payment video to your card balance.
- Verification is at our reasonable discretion. We may limit the number of rewards per person, reject duplicate, edited, misleading or fraudulent submissions, and reverse credit obtained in breach of these rules.
- You must follow each social platform’s own rules, including any rules on disclosing paid or incentivised posts.
- We may change or end the program at any time; credit already validly earned before a change will be honoured.
7. Acceptable use
You must not use Blonix Circle for anything illegal or harmful, including money laundering, terrorist financing, fraud, sanctions evasion, unlicensed gambling, buying illegal goods or services, or attempting to access other people’s accounts. We may block transactions, freeze funds and report suspicious activity to the authorities.
8. Merchants and third-party brands
Our website lists merchants and services where we have tested the card. These are examples only: merchant acceptance can change at any time and individual transactions may be declined by a merchant, an acquirer or the card network. Merchant names and logos are trademarks of their respective owners and are shown only to indicate where the card has been tested; no partnership or endorsement is implied. Visa is a trademark of Visa International Service Association.
9. Our content
The Blonix Circle name, logo, website design and content belong to us or our licensors. You may not copy, modify or use them for commercial purposes without our written permission, except for sharing our public content with a link back to us.
10. Disclaimers
We work hard to keep Blonix Circle available and accurate, but the service is provided “as is” and “as available”. We do not promise that it will be uninterrupted or error-free.
11. Limitation of liability
To the maximum extent permitted, we are not liable for indirect or consequential losses, loss of profit or loss of data, or for losses caused by events outside our reasonable control (such as network outages, blockchain failures or actions of merchants, carriers or other third parties). Our total liability to you for any claim related to the service is limited to the fees you paid us in the 12 months before the claim. Nothing in these Terms excludes our liability for fraud.
12. Suspension and closing your account
You can close your account at any time by contacting us. We may suspend or close your account, or stop a card, if you break these Terms, at the request of our partners, or to protect you or others from fraud. When an account is closed we will return any remaining eligible balance to you as described in the Cardholder Agreement, after deducting amounts you owe.
13. Changes to these Terms
We may update these Terms from time to time. If a change is significant we will tell you in the app or by email before it takes effect. The “last updated” date at the top shows when they were last changed.
14. Governing law and disputes
These Terms are governed by the laws of the Hong Kong Special Administrative Region. Any dispute, controversy or claim arising out of or relating to these Terms or the Blonix Circle services, including their existence, validity, interpretation, performance, breach or termination, shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC) under the HKIAC Administered Arbitration Rules in force when the notice of arbitration is submitted. The seat of arbitration is Hong Kong, there will be one arbitrator, and the arbitration will be conducted in English.
Before starting arbitration, please contact us first so we can try to resolve your complaint quickly.
15. Contact us
Blonix Technologies Limited
Rm A, 6/F, Cheong Wah Commercial Building, 900–904 Canton Road, Mong Kok, Kowloon, Hong Kong
Email: contact@blonixcircle.com